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WIDE RANGING COVER

The following is a summary of the main cover limits.

Click here for full policy terms & conditions including excesses.

  • Section & Cover per Insured Vehicle
    (unless otherwise shown)
  • Pre-Departure Cover
  • - rental of a hire vehicle (per day)
  • - re-booked sea/motorail crossing tickets
  • Roadside Assistance
  • - repair or recovery of the vehicle to a garage
  • Loss of Use of Your Vehicle
  • • Alternative Transport Abroad*
  • - alternative transport or a hire vehicle (per day)
  • - transport to collect repaired vehicle
  • or
  • • Emergency Overnight Accommodation Abroad*
  • - bed & breakfast (per person or per party - per day)
  • Theft/Break In Benefit*
  • - emergency repairs and/or replacement parts
  • - alternative transport (per day)
  • Recovery & Repatriation Service
  • - transporting the vehicle & passengers
  • - alternative transport or hire vehicle
  • Shipping of Spare Parts
  • Driver Illness/Injury
  • - providing an alternative driver
  • Keys
  • - callout cost and mileage charges
  • Message Service
  • - pass on messages to your home or place of work
  • Limit - up to
  • £1,000 (£70)
  • £1,000
  • Unlimited
  • £1,000 (£70)
  • £200
  • £450 (£45 or £125)
  • £100
  • £1,000 (£70)
  • Unlimited
  • £150
  • Unlimited
  • Unlimited
  • Unlimited
  • 2 messages
* These services may be offered on a pay/claim basis, which means that you must pay initially and we will send you a claim form to complete and return for reimbursement.

Note

The policy does not cover the following:
– More than six callouts per insured vehicle in any one period of insurance.
– Claims totalling more than £15,000 in any one period of insurance.

When the motoring breakdown service has provided a replacement vehicle, you will be expected to leave a cash or credit card deposit and produce a clean driving licence. Please make yourself aware of relevant driving regulations abroad.

Eligible Vehicles

The insured vehicle must be:

  • Owned by you and not rented or hired under a vehicle rental agreement and not used for motor racing, rallies, public hire, private hire or courier services.
  • A car, motorcycle over 150cc, motorised caravan, minibus, light van, estate car or 4×4 sport utility vehicle registered in the territorial limits (UK).
  • For a Single Trip policy, aged 15 years or under since first registration. For an Annual Multi-trip policy, aged 15 years or under since first registration.
  • Not more than 3,500kg in weight (including any load), 7 metres in length (3 metres high and 2.3 metres wide).
  • Not carrying more than the legal carrying capacity of the vehicle.
  • Kept in a safe and roadworthy condition and serviced in accordance with the manufacturer’s specifications.

Caravans & Trailers

If you are towing a caravan or trailer we can cover this too, provided it’s of a proprietary make where the total length does not exceed 8 metres/23 feet (not including the length of the A-frame and hitch) and is attached to the vehicle with a standard 50mm tow ball coupling hitch.

Choice of policy

You can choose Single Trip (for trips up to 90 days) or Annual Multi-trip (for any number of trips per year with a maximum duration of 90 days for each trip).

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