WIDE RANGING COVER
The following is a summary of the main cover limits.
Click here for full policy terms & conditions including excesses.
| Section & Cover Per Insured Vehicle | Limit - Up To |
|---|---|
|
Pre-Departure Cover - rental of a hire vehicle (per day) - re-booked sea/motorail crossing tickets |
£1,000 (£70) £1,000 |
|
Roadside Assistance - repair or recovery of the vehicle to a garage |
Unlimited |
|
Loss of Use of Your Vehicle Alternative Transport Abroad* - alternative transport or a hire vehicle (per day) - transport to collect repaired vehicle or Emergency Overnight Accommodation Abroad* - bed & breakfast (per person or per party - per day) |
£1,000 (£70) £200 £450 (£45 or £125) |
|
Theft/Break In Benefit* - emergency repairs and/or replacement parts - alternative transport (per day) |
£100 £1,000 (£70) |
|
Recovery & Repatriation Service - transporting the vehicle & passengers - alternative transport or hire vehicle |
Unlimited £150 |
| Shipping of Spare Parts | Unlimited |
|
Driver Illness/Injury providing an alternative driver |
£500 |
|
Keys - callout cost and mileage charges |
Unlimited |
|
Message Service - pass on messages to your home or place of work |
2 messages |
Note
The policy does not cover the following:
– More than six callouts per insured vehicle in any one period of insurance.
– Claims totalling more than £15,000 in any one period of insurance.
When the motoring breakdown service has provided a replacement vehicle, you will be expected to leave a cash or credit card deposit and produce a clean driving licence. Please make yourself aware of relevant driving regulations abroad.
Eligible Vehicles
The insured vehicle must be:
- Owned by you and not rented or hired under a vehicle rental agreement and not used for motor racing, rallies, public hire, private hire or courier services.
- A car, motorcycle over 150cc, motorised caravan, minibus, light van, estate car or 4×4 sport utility vehicle registered in the territorial limits (UK).
- For a Single Trip policy, aged 15 years or under since first registration. For an Annual Multi-trip policy, aged 15 years or under since first registration.
- Not more than 3,500kg in weight (including any load), 7 metres in length (3 metres high and 2.3 metres wide).
- Not carrying more than the legal carrying capacity of the vehicle.
- Kept in a safe and roadworthy condition and serviced in accordance with the manufacturer’s specifications.
Caravans & Trailers
If you are towing a caravan or trailer we can cover this too, provided it’s of a proprietary make where the total length does not exceed 8 metres/23 feet (not including the length of the A-frame and hitch) and is attached to the vehicle with a standard 50mm tow ball coupling hitch.
Choice of policy
You can choose Single Trip (for trips up to 90 days) or Annual Multi-trip (for any number of trips per year with a maximum duration of 90 days for each trip).